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Benefits for Policyholders

Western National Life Insurance Company: Smart Choice

At Western National Life Insurance Company, we are deeply committed to helping Americans plan for and enjoy financial security. For more than 54 years, we’ve focused on providing policyholders with innovative products and valued services to help them afford the retirement they want. In fact, in all those years, we’ve operated without ever defaulting on an annuity contract.

  • Western National has consistently received some of the highest ratings from independent nationally recognized insurance company rating agencies.

  • These ratings, coupled with a solid balance sheet, demonstrate our ability to fulfill policyholder benefits.

What can you expect as a Western National policyholder? Back To Top

With a fixed annuity from Western National, you can expect:

  • Your money to start working for you right away because there are no initial sales charges or annual administrative fees.

  • The safety of your principal, a guaranteed rate of return, tax-deferred accumulation and a guaranteed death benefit.1

  • Penalty-free early withdrawal amounts during the accumulation phase.2 Some Western National fixed annuities also offer early withdrawal charge waivers that can be used under certain defined situations—that is, if you need to stay in a nursing home, are unable to perform certain activities or discover you have a terminal illness.3

  • Guaranteed income for life, if you select the annuitization option. In addition, multiple income payment options are available to suit your needs.

 

Easy and secure online account access Back To Top
Policyholders always have immediate online access to up-to-date policy information. Already a policyholder? Click here for online access to your account.
 

WNL client service professionals are available to answer questions Back To Top

The Western National Client Care Center is open from 7:00 a.m. to 6:00 p.m. Central Time, Monday through Friday to assist policyholders. Click here for contact information.

 

1 All guarantees are subject to the claims-paying ability of Western National Life Insurance Company.

2 Withdrawals are subject to income tax and if taken prior to age 59½, may be subject to a 10% federal tax penalty. And early withdrawals may trigger contractual early withdrawal charges (surrender charges).

3 Note that these early withdrawal charge waivers are not available in some states and provisions may vary from state to state.