Understanding Fixed Annuities

Looking for a tax-advantaged solution to help secure your financial freedom? Is outliving your retirement income a big concern? Consider a fixed annuity. Many people buy fixed annuities to obtain an income, usually in retirement. In fact, only an annuity can guarantee predictable income payments the policyholder won’t outlive.¹

You’ll get benefits such as safety of principal, tax deferral, competitive interest rates, and the opportunity to select the income for life payout option. You can even leave your annuity to a beneficiary, which makes it a valuable estate-planning tool. When the financial markets zig and the economy zags, it’s also important to have some protection from financial risks.

¹ Annuitization required (the process of converting the fixed annuity into a series of periodic income payments).