Western National is financially strong with $43.9 billion in total assets, which includes more than $3.6 billion of capital, surplus and asset reserves. The company’s capital ratio – the ratio of total capital and surplus (including asset reserves) to adjusted total liabilities – is 8.9%. These financial figures are all important because they demonstrate the company’s ability to guarantee the principal for its 819,210 policyholders.

As of June 30, 2010, Western National net invested assets (net of investment borrowings and amount due to brokers) totaled $43.1 billion. Of that, 88% was invested in bonds (primarily corporate issues and mortgage-backed securities) and net cash equivalents. Approximately 93% of Western National bonds were investment-grade. Real estate, mortgage loans and equities accounted for approximately 6% of net invested assets.