What types of fixed annuities do we offer?

See for yourself why Western National has a reputation as an industry innovator. We've highlighted the key features of some of our fixed annuities to make it easy for you to decide which is best for you.

Flexible-Premium Tax-Deferred Fixed Annuities
A flexible-premium tax-deferred fixed annuity is a conservative addition to any retirement portfolio. You can expect the safety of your principal, a guaranteed interest rate, tax-deferred accumulation, and the option to transform your annuity balance into a guaranteed income stream for life.

Single-Premium Tax-Deferred Fixed Annuity with Market Value Adjustment
Single-premium, tax-deferred fixed annuities with market value adjustment are typically designed with features that give you flexibility and control over your annuity. Many people buy them to help meet some of their individual retirement and other long-term needs.

Single-Premium Immediate Annuity (SPIA)
With a SPIA, you can convert your accumulated savings into retirement income you’ll never outlive or for a specified period. Income payments can start soon after you make your single payment.

Index Linked Deferred Annuity
Index-linked deferred fixed annuities provide the safety and guarantees of a traditional fixed annuity but with the potential for higher returns.

* Source: As reflected in Kehrer-LIMRA Reports for years 1996 through 2009. Sales from First SunAmerica Life Insurance Company have been included in this number since 2002.